Travel Insurance Coverage
When you leave home, it’s good to make sure
that you don’t have to worry if you are confronted with
an accident or a medical emergency. Some insurance plans have
provider networks that extend across the country, so if you travel
a lot you may want to seek them out. However, this is a rare occurrence
and extra travel insurance may be a necessity, especially if you
will be traveling abroad. Whether you need coverage for a week
or a year, your medical need requires you to return home, to be evacuated
by air from your destination, or to have an extended hospital stay,
check out the different kinds of travel insurance plans available
to you.
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more information on health insurance >>
Travel Insurance Types - Length of Term
Short-Term Travel Insurance Coverage
- Coverage from 7 days to 6 months
- For U.S. Citizens traveling internationally
- For non-U.S. citizens traveling in the U.S.
- For non U.S. citizens traveling anywhere in the world
Medium-Term Travel Coverage
- Coverage from 6 months to 1 year
- For U.S citizens traveling internationally
- For non U.S. citizens traveling in the U.S.
Long-Term Travel Insurance Coverage
- Coverage for 1 year and longer
- For any nationality
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more information >>
Travel Insurance Types - Benefits
You also have a few different types of plans to
choose from. Check out the following to see which one best suits
your needs:
Medical Travel Insurance
- Priced by age of insured traveler
- Covers medical needs that may come up according to the
pre-selections of the insured
- May be limited by time – no more than a year
- Some include evacuation and trip interruption benefits
Package Travel
- 24-hour phone number helps locate medical
facilities and providers as well as money transfers, lost passports,
lost bags, translators, legal issues, etc.
- Cost determined by trip costs, age of insured, and length
of trip
- Additional options available
Medical Evacuation
- Offers transportation to the nearest suitable
facility for medical emergencies
- Additional options allow for transportation home or to
medical facilities of your choice
Travel Insurance Tips
- Some plans cover for travel costs lost due
to trips cut short because of a terrorist act.
- Travel insurance usually covers 4-8% of your travel costs.
- If your current health insurance covers travel costs,
purchase travel insurance that fills in the gaps instead of wasting
money on coverage you already have.
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more information about health insurance >>
