Search for Health Insurance Carriers by State
Every state has different laws for insurance providers
and every carrier has different options under those laws. Health-Insurance-Carriers
wants to make the process of choosing health insurance as simple
as possible. To that end, the following summary
of state regulations is meant to be a guide and not a detailed
exploration of insurance law.
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Choose a state for Health Insurance information
below:
More Information About Health Insurance Coverage
in your State:
Some health insurance plans are available to everyone,
no matter which state you call home.
A law passed in 1985 called COBRA assures you
that, as long as you are employed by a company of 20 or more
employees, your insurance will continue after you leave your
job. Your dependents, as well, continue to be covered for a
specific amount of time after you cease employment. You are
expected to pay the premiums despite the fact that you no longer
receive a paycheck, but the upside is that you have access to
health insurance for a prescribed length of time. For more details,
contact your employer.
Some states allow you the option of applying for
a conversion policy when you leave a job with a group health
plan. Contact your state’s Department of Insurance for
clarification.
Every state offers special group health insurance
options to newborn, adopted, disabled, and, occasionally, grandchildren
of the group member, as long as there is dependent coverage
in the plan. For more information, contact your employer for
details.
The Health Insurance Portability and Accountability
Act (HIPAA) is another federal law which assists you in purchasing
health insurance. It stipulates that states are permitted to
modify the law. This means that there are state by state variations
of HIPAA. For details, contact your state’s Department
of Insurance. They will provide you with a list of eligibilities
and apply them to the type of insurance you are purchasing.
Choose a State and Learn More about Regulations
and the Health Carriers relevant to you:
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