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	<title>Health Care Today &#187; Top Lists</title>
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		<title>America&#8217;s Most and Least Fit Cities in 2008</title>
		<link>http://health-insurance-carriers.com/blog/most-least-healthy-cities-2008/</link>
		<comments>http://health-insurance-carriers.com/blog/most-least-healthy-cities-2008/#comments</comments>
		<pubDate>Thu, 22 Jan 2009 23:23:32 +0000</pubDate>
		<dc:creator>Emma Lloyd</dc:creator>
				<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Staying Healthy]]></category>
		<category><![CDATA[Top Lists]]></category>
		<category><![CDATA[cdc]]></category>
		<category><![CDATA[cities]]></category>
		<category><![CDATA[exercise]]></category>
		<category><![CDATA[fit]]></category>
		<category><![CDATA[health coverage]]></category>
		<category><![CDATA[healthy]]></category>
		<category><![CDATA[healthy people program]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/most-least-healthy-cities-2008/</guid>
		<description><![CDATA[
The Healthy People program recommends that adults get 30 minutes of moderate exercise (such as walking) five times a week, or at least 75 minutes of vigorous exercise (such as running) every week. It seems, however, that the majority of people still aren’t meeting these goals.
The U.S. Centers for Disease Control and Prevention recently released [...]]]></description>
			<content:encoded><![CDATA[<p class="img"><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2009/01/fit-excercise-cities.jpg" alt="fit-excercise-cities.jpg" /></p>
<p>The Healthy People program recommends that adults get 30 minutes of moderate exercise (such as walking) five times a week, <em>or</em> at least 75 minutes of vigorous exercise (such as running) every week. It seems, however, that the majority of people still aren’t meeting these goals.</p>
<p>The U.S. Centers for Disease Control and Prevention recently released its figures for the most and least fit metropolitan centers in America, and the results indicate that many people aren’t getting as much exercise as recommended by the Healthy People 2010 initiative.</p>
<p><span id="more-168"></span></p>
<h2><strong>America&#8217;s Most Fit Cities</strong></h2>
<p>So where are the fittest cities in America, according to the CDC?</p>
<h3><strong>The Top Ten Healthy Cities Are</strong></h3>
<ol>
<li>Boulder,  <a href="http://www.health-insurance-carriers.com/colorado.html">CO</a></li>
<li>Provo-Oren,  <a href="http://www.health-insurance-carriers.com/utah.html">Utah</a></li>
<li>Anchorage</li>
<li>Barnstable   Town, <a href="http://www.health-insurance-carriers.com/massachusetts.html">Mass</a>.</li>
<li>Lincoln, <a href="http://www.health-insurance-carriers.com/nebraska.html"> Nebraska</a></li>
<li>Portland,  <a href="http://www.health-insurance-carriers.com/maine.html">Maine</a></li>
<li>Fort   Collins, <a href="http://www.health-insurance-carriers.com/colorado.html">Colorado</a></li>
<li>Grand   Rapids, <a href="http://www.health-insurance-carriers.com/michigan.html">Mich.</a></li>
<li>Albuquerque,  <a href="http://www.health-insurance-carriers.com/newmexico.html">N.M.</a></li>
<li>Casper, <a href="http://www.health-insurance-carriers.com/wyoming.html"> Wyoming</a></li>
</ol>
<p>In all ten cities, between 57% (Casper) and 67% (Boulder) of the population are exercising regularly, meeting the goals of the Healthy People initiative’s 150 minutes of moderate exercise per week. In addition, between 31% (Casper) and 43% (Boulder) are getting regular vigorous exercise.</p>
<h2><strong>America&#8217;s Least Fit Cities</strong></h2>
<h3>And the Least Fit Cities?</h3>
<ol>
<li>Chattanooga,       <a href="http://www.health-insurance-carriers.com/tennessee.html">TN</a>.</li>
<li>New        Orleans, <a href="http://www.health-insurance-carriers.com/louisiana.html">Louisiana</a></li>
<li>Baton        Rouge, <a href="http://www.health-insurance-carriers.com/louisiana.html">LA</a>.</li>
<li>Lake        Charles, LA.</li>
<li>Hickory, <a href="http://www.health-insurance-carriers.com/northcarolina.html">      N.C.</a></li>
<li>Birmingham,       <a href="http://www.health-insurance-carriers.com/alabama.html">Alabama</a>.</li>
<li>Mobile,       <a href="http://www.health-insurance-carriers.com/alabama.html">Ala</a>.</li>
<li>Tuscaloosa,       Ala.</li>
<li>Jackson,      <a href="http://www.health-insurance-carriers.com/mississippi.html">Miss</a>.</li>
<li>Fort        Smith, <a href="http://www.health-insurance-carriers.com/arkansas.html">Ark</a>.</li>
</ol>
<p>In the &#8220;bottom ten&#8221; cities, the CDC reports, between 40% (Memphis) and 37% (Chattanooga) are getting regular moderate exercise. And in every city, less than 25% of the population is getting regular vigorous exercise.</p>
<p>Want to make a difference to your health in 2009? Stop dieting – studies show it doesn&#8217;t work in the long run, and yo-yoing weight can even be harmful to your health. Instead, decide to make healthier food choices more often than you currently do. Over time, increase your percentage of healthy food choices until you’re at a point where you&#8217;re getting a good balance of calories and nutrition. These types of goals are much more sustainable than restrictive diets, and are much more likely to stick in the long term.</p>
<p>When it comes to exercise, choose something you really enjoy doing, rather than what the latest magazine workout program tells you to do. If you exercise in a way that&#8217;s fun, you’ll be far more likely to keep up with it throughout the year.</p>
<p><small><img src="http://health-insurance-carriers.com/blog/wp-content/plugins/photo_dropper/images/cc.png" alt="Creative Commons License" align="absmiddle" border="0" width="16" height="16" /> photo credit: Ed Yourdon</small></p>
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		<title>Health Breakthroughs that Made 2008 Headlines</title>
		<link>http://health-insurance-carriers.com/blog/health-breakthroughs-2008/</link>
		<comments>http://health-insurance-carriers.com/blog/health-breakthroughs-2008/#comments</comments>
		<pubDate>Mon, 19 Jan 2009 20:11:52 +0000</pubDate>
		<dc:creator>Emma Lloyd</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Research & Breakthroughs]]></category>
		<category><![CDATA[Staying Healthy]]></category>
		<category><![CDATA[Top Lists]]></category>
		<category><![CDATA[]]></category>
		<category><![CDATA[eating right]]></category>
		<category><![CDATA[health breakthroughs]]></category>
		<category><![CDATA[health coverage]]></category>
		<category><![CDATA[healthy foods]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/health-breakthroughs-2008/</guid>
		<description><![CDATA[
The medical breakthroughs that get reported in the media rarely end up being the miracle cures they’re often portrayed as. In 2008, however, there were several important advanced made in medical science that could have a significant impact on public health in years to come.

The question of whether organic food is good for you has [...]]]></description>
			<content:encoded><![CDATA[<p class="img"><img src="http://farm4.static.flickr.com/3281/3061919849_fbbf4783b7_m.jpg" alt="Stethoscope &amp; ophthalmoscope" border="0" /></p>
<p>The medical breakthroughs that get reported in the media rarely end up being the miracle cures they’re often portrayed as. In 2008, however, there were several important advanced made in medical science that could have a significant impact on public health in years to come.</p>
<ol>
<li>The question of whether <strong>organic food</strong> is good for you has finally been answered: A review of studies on nutrient content of organic fruits, vegetables, and grains has confirmed that these have up to 25% more nutrients than conventionally-grown produce.</li>
<li>Another long-held myth—about the efficacy of <strong>antibiotics</strong> <strong>for sinus infections</strong>—was also dispelled in 2008. Over the course of nine studies involving 2,500 participants, it was found that antibiotics didn’t significantly hasten recovery. According to allergist Neil L. Kao, MD, taking a decongestant or mucus thinner, along with a painkiller as needed, is just as beneficial.</li>
<p><span id="more-160"></span></p>
<li>If <strong>weight loss</strong> is your resolution for 2009, look into adding resistant starch—found in beans, green bananas, and potatoes—to your diet. This type of starch is digested very slowly, helping to suppress your appetite, and can help stabilize blood sugar levels, too.</li>
<li>Women take note: a new risk calculator, known as FRAX, has been developed to help doctors determine whether women are at risk of <strong>osteoporosis</strong>, and whether preventative treatment may be necessary.</li>
<li>If you receive a diagnosis of <strong>diabetes</strong>, it’s important to know the results of three major studies that were completed in 2008. All three reinforce the importance of taking control of blood sugar levels as soon as possible, and managing blood pressure, cholesterol, and triglyceride levels as well.</li>
<li>Also from the field of <strong>diabetes</strong> research comes the news that body fat percentage may be a more reliable indicator of risk than body mass index. Mayo Clinic researchers studied 1,101 women with a BMI of less than 25 (considered a healthy BMI), and found that those with higher than 30% body fat were at higher risk of metabolic syndrome and diabetes.</li>
<li>Unfortunately for people with <strong>arthritis</strong> in one or both knees, a result study showed that arthroscopic surgery doesn’t provide any real benefit in most cases. If you’re affected by this condition, the study concluded, you’re better off with physical therapy and medication for pain management.</li>
<li>Another potentially major breakthrough is in the field of <strong>multiple sclerosis treatment</strong>, where current medication can prevent relapse of major symptoms in around 30% of people with the disease. A new drug, called fingolimod, has so far been able to prevent relapses in more than two thirds of patients, for three years, according to results of clinical trials.</li>
</ol>
<p><small><img src="http://health-insurance-carriers.com/blog/wp-content/plugins/photo_dropper/images/cc.png" alt="Creative Commons License" align="absmiddle" border="0" width="16" height="16" /> photo credit: a.drian</small></p>
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		<title>How to Take Control Health Bills</title>
		<link>http://health-insurance-carriers.com/blog/how-to-take-control-of-hospital-bills/</link>
		<comments>http://health-insurance-carriers.com/blog/how-to-take-control-of-hospital-bills/#comments</comments>
		<pubDate>Wed, 03 Dec 2008 20:30:04 +0000</pubDate>
		<dc:creator>Emma Lloyd</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Top Lists]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/how-to-take-control-of-hospital-bills/</guid>
		<description><![CDATA[
Surgery and a week-long hospital stay can equal a bill of tens of thousands of dollars. Even with insurance you can still end up paying several thousand in out-of-pocket expenses. Insurance companies typically negotiate with hospitals for lower bills – but most people don’t realize they can do that too.
Tips for Negotiating Health Care Bills
The [...]]]></description>
			<content:encoded><![CDATA[<p class="img"><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/12/hospital-medical-bills.jpg" alt="Hospital Medical Bills" /></p>
<p>Surgery and a week-long hospital stay can equal a bill of tens of thousands of dollars. Even with insurance you can still end up paying several thousand in out-of-pocket expenses. Insurance companies typically negotiate with hospitals for lower bills – but most people don’t realize they can do that too.</p>
<h2>Tips for Negotiating Health Care Bills</h2>
<p>The first and most important step is simply asking. According to a survey from the Consumer Reports National Research Center, only 31% of Americans have tried to negotiate medical bills – but of those who did try, 93% were successful, and a full third saved over $100. When you apply this to the massive expense of a hospital stay, it could mean a very significant saving.</p>
<p><span id="more-124"></span></p>
<p>Around 80% of doctors prescribe generic drugs, but only 40-50% consider price when they recommend diagnostic tests or in-patient care. Ask your doctor if less expensive options are available when discussing your options.</p>
<p>When it comes time to settle your bill, however, your doctor may not be the person to talk to. Particularly if a hospital is involved, it’s far more likely you’ll need to speak to someone in charge of billing, with the power to make adjustments to your bill.</p>
<p>Finally, offering cash is often a good strategy, if your own finances allow it. Cash is generally easier for hospitals to deal with, so you have a negotiation advantage if you offer to pay this way.</p>
<h2>Understanding Your Hospital Bill</h2>
<p>And what of the bill itself? It is an unfortunate fact that some hospitals to go to outrageous lengths to obscure their own bills so that customers don’t know what they’re paying for – allowing the hospital to overcharge for its services. How can you overcome that impossible hospital language?</p>
<ul>
<li>Check your insurance policy before your hospital stay, and read the section on exceptions and exclusions closely, to find out what’s not covered.</li>
<li>Phone the billing department of the hospital and ask what your room charges are, and what they cover.</li>
<li>Bring your own disposables, such as tissues and toothpaste, if the room charge doesn’t cover them. Hospitals charge particularly outrageous prices for those items.</li>
<li>Bring your own prescription medications from home, to avoid paying hospital prices for them.</li>
<li>Make sure all the medical personnel involved in your case participate in your insurance plan.</li>
<li>Keep a record of tests, treatments, and medications you receive.</li>
<li>When you receive your Explanation of Benefits (EOB), read it closely. This tells you what the hospital is charging, what’s covered by insurance, and what you’ll have to pay.</li>
<li>Do not, under any circumstances, pay your bill before you leave the hospital (not even if you’re told you must). Your negotiating power is gone once you pay the bill.</li>
<li>Once your bill arrives, compare it to your records and the EOB.</li>
<li>Call the hospital billing department and ask them to explain any costs you don’t understand, or can’t see a reason for.</li>
<li>Demand a fully itemized bill – which all hospitals in every state are required to supply by law.</li>
<li>As a last resort, appeal in writing to the patient ombudsman.</li>
</ul>
<p><small><img src="http://health-insurance-carriers.com/blog/wp-content/plugins/photo_dropper/images/cc.png" alt="Creative Commons License" align="absmiddle" border="0" width="16" height="16" /> photo credit: weegeebored</small></p>
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		<title>Health Care Laws Approved in the 2008 Elections</title>
		<link>http://health-insurance-carriers.com/blog/health-care-laws-approved-in-the-2008-elections/</link>
		<comments>http://health-insurance-carriers.com/blog/health-care-laws-approved-in-the-2008-elections/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 01:11:21 +0000</pubDate>
		<dc:creator>Emma Lloyd</dc:creator>
				<category><![CDATA[Health & Politics]]></category>
		<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Top Lists]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/health-care-laws-approved-in-the-2008-elections/</guid>
		<description><![CDATA[Which laws passed for health care in the 2008 elections? Find out here.]]></description>
			<content:encoded><![CDATA[<p class="img"><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/11/health-ballot-initiatives.jpg" alt="photo credit: BrokenWing739" /></p>
<p>Proposed health and health care changes on ballots all over the state haven&#8217;t received much press, either before or after the recent presidential election. But there are some important changes, even though they have been overshadowed by the election itself!</p>
<h2>Abortion Limitations Defeated in All Three States</h2>
<p>In California, Colorado, and South Dakota, propositions which would have limited the circumstances under which a woman could seek an abortion were defeated.</p>
<h2>Children&#8217;s Health Insurance Approved in Montana</h2>
<p>The Healthy Kids Plan Act was approved. This initiative approves the establishment of a health insurance plan for all uninsured children in Montana, estimated at around 37,000.</p>
<p><span id="more-100"></span></p>
<h2>Home Care Council Passed in Missouri</h2>
<p>A statutory amendment was approved which will allow for the establishment of the Missouri Quality Homecare Council, an entity which will improve the quality and consistency of Medicaid homecare services available for the elderly.</p>
<h2>Long-Term Care Requirements in Washington</h2>
<p>An initiative was approved which requires people working with the elderly and the disabled have more training and certification to qualify for the work. The new regulations come into effect on January 1, 2010.</p>
<h2>Medical Marijuana Approved in Michigan</h2>
<p>The use of marijuana for medical purposes was under ballot. The proposition was approved, with 63% of the vote, and will now allow seriously and terminally ill people to use the drug for medical purposes. Qualifying patients—and their caregivers—will be allowed to cultivate marijuana for medical use.</p>
<h2>Physician-Assisted Suicide Passed in Washington</h2>
<p>Initiative 1000 was approved with 58% of the vote. This means that terminally ill people who are deemed mentally competent will be allowed to request and self-administer a lethal dose of medication. There are provisions in the initiative to limit the circumstances under which this can be carried out. For example, the patient must be deemed to have less than six months to live, and must make two oral and one written request, with a waiting period following each request.</p>
<h2>Stem Cell Research Approved in Michigan</h2>
<p>The Stem Cell Initiative was approved with 53% of the vote. With this initiative approved, human embryos created in fertility clinics will now be allowed to be donated to researchers working on embryonic stem cell research, if the embryos would otherwise be discarded.</p>
<h2>Tobacco Prevention and Control Passed in S.D.</h2>
<p>This initiative was approved and will allow for the establishment of an advisory committee to develop and fund a statewide program to prevent and control the use of tobacco.</p>
<h2>Universal Health Insurance for Arizona</h2>
<p>The votes aren&#8217;t completely counted, but this measure would, if approved, make it illegal for the state of Arizona to require people to purchase health insurance. Similar measures in other states require people to pay a fine if they refuse to buy health insurance.</p>
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		<title>Four Comedic Prescription Drug Commercials</title>
		<link>http://health-insurance-carriers.com/blog/four-comedic-prescription-drug-commercials/</link>
		<comments>http://health-insurance-carriers.com/blog/four-comedic-prescription-drug-commercials/#comments</comments>
		<pubDate>Wed, 28 May 2008 20:38:52 +0000</pubDate>
		<dc:creator>Jon Allums</dc:creator>
				<category><![CDATA[Prescription Drugs]]></category>
		<category><![CDATA[Top Lists]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/four-comedic-prescription-drug-commercials/</guid>
		<description><![CDATA[In Spanish, the word for commercial is propaganda. But these drug commercials are pure comedy. Hold on to your health plan. Who knows when you might need a good hit of&#8230;
1. Zoloft

Originally introduced into the market as sertraline, this SSRI (selective serotonin reuptake inhibitor) is a popular anti-depressant.  The drug hit a bit of [...]]]></description>
			<content:encoded><![CDATA[<p>In Spanish, the word for commercial is <em>propaganda</em>. But these drug commercials are pure comedy. Hold on to your health plan. Who knows when you might need a good hit of&#8230;</p>
<h2>1. Zoloft</h2>
<p><a href="http://www.youtube.com/watch?v=6vfSFXKlnO0"><img src="http://img.youtube.com/vi/6vfSFXKlnO0/default.jpg" width="130" height="97" border=0></a></p>
<p>Originally introduced into the market as sertraline, this SSRI (selective serotonin reuptake inhibitor) is a popular anti-depressant.  The drug hit a bit of a row in recent history largely because new research suggests that <a href="http://www.health-insurance.org/antidepressants-useless">SSRIs have little to no effect on clinical depression</a>, despite the high rates of use among those with health insurance.</p>
<h2>2. Enzyte</h2>
<p><a href="http://www.youtube.com/watch?v=0d0G3vmssK0"><img src="http://img.youtube.com/vi/0d0G3vmssK0/default.jpg" width="130" height="97" border=0></a></p>
<p>This herbal alternative to prescription virility medication claims to promote &#8220;natural male enhancement,&#8221; but its founder Steve Warshak and, yes, his mother Harriet were found guilty of mail fraud and money laundering. Case closed on this wonder tablet. For those of you who bemoan the loss of this herbal super-drug, rumor has it that ginger works wonders.</p>
<h2>3. Rozerem</h2>
<p><a href="http://www.youtube.com/watch?v=wdpOIaGnzvA"><img src="http://img.youtube.com/vi/wdpOIaGnzvA/default.jpg" width="130" height="97" border=0></a></p>
<p>The days of counting sheep are over. And Rozerem has captured the attention of its target audience with advertisements featuring Abraham Lincoln and &#8212; yes, you read this right &#8212; a talking beaver.  Maybe the VP of marketing is from Oregon?</p>
<h2>4. Celebrex</h2>
<p><a href="http://www.youtube.com/watch?v=7GvYI4VdVEI"><img src="http://img.youtube.com/vi/7GvYI4VdVEI/default.jpg" width="130" height="97" border=0></a></p>
<p>From rectal polyps to rheumatoid arthritis &#8212; is there anything this drug won&#8217;t do? The journey to our neighborhood pharmacy was long and arduous. Celebrex was originally developed by G.D. Searle, promoted by Monsanto, then Pfizer; after that, Monsanto merged with Pharmacia, whose medical research division was acquired by Pfizer. Celebrex is now in Pfizer&#8217;s hands, and with it a potential litany of controversial claims arising from its potential heart attack risks (but don&#8217;t worry, unless you&#8217;re a Celebrex pill popper, your heart should be a healthy ticker).</p>
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		<title>Five Tips to Cut Health Care Costs</title>
		<link>http://health-insurance-carriers.com/blog/five-tips-to-cut-health-care-costs/</link>
		<comments>http://health-insurance-carriers.com/blog/five-tips-to-cut-health-care-costs/#comments</comments>
		<pubDate>Thu, 01 May 2008 00:57:06 +0000</pubDate>
		<dc:creator>Jon Allums</dc:creator>
				<category><![CDATA[Health Insurance]]></category>
		<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Top Lists]]></category>
		<category><![CDATA[cutting costs]]></category>
		<category><![CDATA[low-cost plans]]></category>
		<category><![CDATA[reducing medical bills]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/five-tips-to-cut-health-care-costs/</guid>
		<description><![CDATA[With the rising costs of gasoline and other consumer market products these days, individuals are searching for ways to save money all around.  One such instance where saving money is a key factor is in the case of health care costs.  Health care products and services can cost quite a bit of money [...]]]></description>
			<content:encoded><![CDATA[<p>With the rising costs of gasoline and other consumer market products these days, individuals are searching for ways to save money all around.  One such instance where saving money is a key factor is in the case of health care costs.  Health care products and services can cost quite a bit of money for many individuals, whether they need such care only occasionally or on a constant basis.  The good news is that there are ways to save money on health care costs and keep some money in your pocket for other necessities.</p>
<p><span id="more-39"></span></p>
<table>
<tr>
<td>
<h2>Opt for Generic Prescription Drugs When Available</h2>
<p><img src="http://farm3.static.flickr.com/2135/2398955460_2d02f8fbfc_m.jpg" alt="Prescription Drugs" align="left" border="0" /></p>
<p>One of the major expenses with regard to health care issues is in the case of prescriptions.  These items can cost a pretty penny especially when individuals need to take them on a frequent basis.  A great way to save money on this type of health care cost is to opt for generic prescription drugs when available.  These days many manufacturers produce generic versions of well-known name drugs which are essentially the same minus the brand name.</p>
<p class="caption">photo credit: swanksalot</p>
</td>
</tr>
<tr>
<td>
<h2>Use Clinical or Retail Health Care Services When Possible</h2>
<p><img src="http://farm3.static.flickr.com/2190/2111451059_7c1b4bb95a_m.jpg" alt="Cheap Clinic" align="left" border="0" />Another way to cut health care costs is to use health care services which are reasonable in price.  Not all doctors bill the same amount for health care services.  Therefore, try to find health care costs which are reasonable and if they appear to not be so simply ask your doctor if there is any way to cut costs.  Although not all doctors will comply with your request, it never hurts to ask.  With that said, if the individual procedure bills seem outrageous and unconscionable try to see another doctor within your health insurance plan who is more willing to work through payment issues with you.</p>
<p class="caption">photo credit: cursedthing</p>
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<h2>Visit a Doctor Covered by Your Health Insurance Policy</h2>
<p><img src="http://farm4.static.flickr.com/3187/2352911240_516de645ed_m.jpg" alt="In-network Doctor" align="left" border="0" />A good way to save on health care costs is to visit doctors who are within your insurance policy coverage network.  Although many insurers allow you to visit medical health professionals outside of the network, this will often cost more in the way of deductibles.  If there are good health professionals within your network who are available to you, then it might be best to stick with them and save yourself some money.</p>
<p class="caption">photo credit: scrag</p>
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<h2>Keep an Eye on Your Medical Bills</h2>
<p><img src="http://farm3.static.flickr.com/2189/2444532437_f3e66dc807_m.jpg" alt="Eye on Bills" align="left" border="0" />An additional way to cut health care costs is to keep an eye on your medical bills.  Make sure that you take note of all bills which you pay for your health care visits as well as note which ones are covered by your insurance policy.  If any claims are denied for some reason, contact your insurer and doctor&#8217;s office to determine the reason and see if they will reconsider.</p>
<p class="caption">photo credit: tnarik</p>
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<h2>Choose a Good Insurer</h2>
<p><img src="http://farm3.static.flickr.com/2023/2105398070_706763cac5_m.jpg" alt="Choose a Plan" align="left" border="0" />Last but certainly not least in the list of ways to cut health care costs is to choose a good insurer.  The favored insurance company should offer a wide array of benefits, low deductibles and a large network of providers.  By having a good insurer to cover health care costs you will essentially be able to keep such costs within a reasonable price range.</p>
<p class="caption">photo credit: geishaboy500</p>
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		<title>Hilarious, Historic Snake Oil Labels</title>
		<link>http://health-insurance-carriers.com/blog/snake-oil-labels-history/</link>
		<comments>http://health-insurance-carriers.com/blog/snake-oil-labels-history/#comments</comments>
		<pubDate>Thu, 10 Apr 2008 17:57:04 +0000</pubDate>
		<dc:creator>Safiyyah Lanier</dc:creator>
				<category><![CDATA[Health History]]></category>
		<category><![CDATA[Top Lists]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/snake-oil-labels-history/</guid>
		<description><![CDATA[The  phrase “snake oil” originally referred to a traditional Chinese  medicine used to treat joint pain. When it was popularized in the U.S.,  during the time of building the Transcontinental Railroad, patented  medicine salesmen—angry at the fact that snake oil medicines were  cutting into their profits—used the term pejoratively to [...]]]></description>
			<content:encoded><![CDATA[<p><img src="http://farm3.static.flickr.com/2187/2403055919_7a95415d9c.jpg?v=0" alt="Snake Oil Label" align="left" border="1" height="271" width="250" />The  phrase “snake oil” originally referred to a traditional Chinese  medicine used to treat joint pain. When it was popularized in the U.S.,  during the time of building the Transcontinental Railroad, patented  medicine salesmen—angry at the fact that snake oil medicines were  cutting into their profits—used the term pejoratively to refer to  medicines that were sold by quacks.</p>
<p>The term snake oil  then became a generic name for many of the future medicines marketed as  panaceas or miraculous remedies. In reality the vast majority of these  medicines were nothing more than the equivalent of sugar pills. Follow  us on a journey as we take a look at some of history’s most charming  snake oil labels.</p>
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<h2>Dr. Pierce’s Golden Medical Discovery!</h2>
<p><img src="http://farm4.static.flickr.com/3045/2403884140_faa66074e6.jpg?v=0" alt="Golden Medical Discovery Snake Oil" align="right" border="1" height="384" width="250" />This  was one of the many quackery medicines being sold to the public in the  late 19th and early 20th century. Dr Pierce’s medicine went the bold  route and claimed to be a cure for <span class="caps">ALL</span> diseases. Early forms of advertisement were used, including  testimonials. One particular women wrote to Dr. Pierce claiming that  his medicine cured her painfully long menstrual periods and what seemed  to be a urinary tract infection. The ads often targeted men, but mainly  focused on women. Some of the ads claimed:</p>
<p style="margin: 0px 0px 0px 20px; color: #6c6c6c; font-weight: bold; font-size: 9pt">Quote:</p>
<p style="border: 1px dotted #d1d1d1; margin: 0px 20px; padding: 10px; background-color: #ebebeb; font-size: 9pt"><em>To make a woman as jolly a wife as she was a maid by re-establishing the health of the delicate womanly organs. </em></p>
<p>While male illness was claimed to be caused by “countless minute orgasms leagued against the health of the body,” women’s ads were psychological, telling them they were fragile and ill vs. men ads, which used science and logic.</p>
<p><em>Posted in the “Chico Weekly” in Chico, California. Dec 25, 1897.</em></p>
<h2>Kickapoo Indian Sagwa</h2>
<p><img src="http://farm3.static.flickr.com/2362/2403056029_d35e383764.jpg?v=0" alt="Kickapoo Indian Sagwa" align="left" border="1" height="386" width="250" />In  the late 19th century, many quack medicine companies would use the  names of Native American tribes to promote remedies for all sorts of  ailments. Back then, people were easily duped by claims of using  natural cures from tribal medicine-men, but what they didn’t know was  that not all could be trusted. With Kickapoo Indian Sagwa—owned by John  E. Healy and Charles F. Bigelow—a remake was created of the original,  telling people that it would cure constipation, liver complaint,  dyspepsis, loss of appetite, chills/fever and any other disease (how  convenient!)</p>
<p>Medical shows were held throughout different  counties and the owners would even hire Native Americans (likely not  from the actual Kickapoo tribe) to attend the shows and help make the  cure look authentic.</p>
<p>Different packages were used, so  finding an authentic Kickapoo Indian Sagwa cure isn’t impossible (if  they were still being made). The original came in a black box, the  remake is in a white box. Collect yours while supplies last!</p>
<h3>Dr. Williams’ Pink Pills for Pale People</h3>
<p><img src="http://farm3.static.flickr.com/2198/2403055999_8dd1a7547f.jpg?v=0" alt="Pink Pills for Pale People" align="right" border="1" height="115" width="250" />Another 19th to early 20th-century snake oil medicine was Dr. Williams’ Pink Pills for Pale People. It claimed to cure…</p>
<p style="margin: 0px 0px 0px 20px; color: #6c6c6c; font-weight: bold; font-size: 9pt">Quote:</p>
<p style="border: 1px dotted #d1d1d1; margin: 0px 20px; padding: 10px; background-color: #ebebeb; font-size: 9pt"><em>&#8230;Chorea  (known then as St. Vitus’ Dance or Locomotor Ataxia), partial  paralyxia, seistica, neuralgia rheumatism, nervous headache, after  effects of la grippe, palpitation of the heart, pale and sallow  complexions and all forms of weakness in males or females.</em></p>
<p>Dr.  Williams’ Pink Pills for Pale People was advertised in 82 countries,  including America, Canada and the United Kingdom. The company was owned  by G.T. Fulford &amp; Company (founder George Taylor Fulford Sr.),  which was created in 1890.</p>
<p>Many 19th, early 20th century  drugs were fraudulent in nature, making millions of dollars in their  short-lived stints. Owners would put on “commercials” during stage  entertainment shows, much like what you see on television or hear on  the radio. Some of the medications would contain large amounts of  alcohol and actual cocaine, giving a false effect of healing.</p>
<p>Even  medicines created to calm babies were heavily dosed with alcohol. The  final hour of these quackery medicine companies were exploited by  investigations conducted by a journalist named Samuel Hopkins Adams in  the early 1900s, exposing 264 fraudulent firms and hucksters. The <span class="caps">FDA</span> was then formed in 1906, regulating medicines that were produced. The  fraudsters faced no jail time and were fined to pay small amounts  between $10-$50. Some hoaxes were re-created to look different and  stated the medicine was regulated by the <span class="caps">FDA</span>.</p>
<p>In  the 1950s, televisions became a better venue for advertisement, leaving  only 10 road shows roaming about. People weren’t as naïve during this  time, and by the 1960s there were no more road shows or false  advertisements of the many snake oil labels that were created in early  American history.</p>
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		<title>Ten Medical Myths Debunked</title>
		<link>http://health-insurance-carriers.com/blog/ten-medical-myths-debunked/</link>
		<comments>http://health-insurance-carriers.com/blog/ten-medical-myths-debunked/#comments</comments>
		<pubDate>Mon, 31 Mar 2008 23:44:43 +0000</pubDate>
		<dc:creator>Tara Barnes</dc:creator>
				<category><![CDATA[Health Tips]]></category>
		<category><![CDATA[Top Lists]]></category>

		<guid isPermaLink="false">http://health-insurance-carriers.com/blog/ten-medical-myths-debunked/</guid>
		<description><![CDATA[Remember the stories your grandparents told you about walking ten miles in the snow both ways? Eventually you learned to be skeptical. We&#8217;ve dug up some mythical old wives&#8217; health stories ourselves, and put them under scrutiny. Truth is, a lot don&#8217;t hold water. Here are a few medical myths that we found to be [...]]]></description>
			<content:encoded><![CDATA[<p>Remember the stories your grandparents told you about walking ten miles in the snow both ways? Eventually you learned to be skeptical. We&#8217;ve dug up some mythical old wives&#8217; health stories ourselves, and put them under scrutiny. Truth is, a lot don&#8217;t hold water. Here are a few medical myths that we found to be as dusty as Pop&#8217;s old wing-tip loafers. It&#8217;s time put these relics on the shelf where they belong.</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/eight-glasses-water.jpg" alt="Eight Glasses of Water a Day" style="padding-right: 5px" align="left" />Make sure to drink at least 8 glasses of water a  day</h2>
<p>Researchers from the <em>British  Medical Journal</em> found in a December 2007 study that this belief is awash.  While it&#8217;s definitely important to stay  hydrated with favorites like chamomile tea, pomegranate juice, skim milk and  good old tap water, the <em>American Journal of Physiology</em> in 2002 says that  the need for 8 straight glasses of water a day is hooey.</p>
<p class="caption">Image by ButterflySha [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/human-brain-use.jpg" alt="Do Humans Use Only 10% of their Brain?" style="padding-right: 5px" align="left" />Human beings only use 10% of their brain</h2>
<p>This one has been around for over one  hundred years, so it&#8217;s no wonder that it&#8217;s such a common misconception.  However, neuroscientists say there is  no part of the brain that is completely inactive.  While you may not be firing on all neuron  cylinders at all times, 90% of your brain is never taking a nap.</p>
<p class="caption">Image by GeekGirly [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/carrots-skin-orange.jpg" alt="Do Carrots Make Your Skin Orange?" style="padding-right: 5px" align="left" />Eating too many carrots will turn your skin  orange</h2>
<p>This myth isn&#8217;t completely  false, as it could feasibly happen if you chugged carrot juice for days on end,  but really, who does that?  The  self-tanner-gone-bad glow is called hypercarotenemia, and it mostly shows up in  the palms of the hands, says Chris Rosenbloom, chair of the nutrition  department at Georgia   State University.</p>
<p class="caption">Image by Audryjm529 [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/fingernails-hair-death.jpg" alt="Hair and Fingernails After Death" style="padding-right: 5px" align="left" />Hair and fingernails continue to grow after  death</h2>
<p>This myth is as untrue as it  is creepy and gross.  It may look like  fingernails and hair keep on inching out postmortem, but what you&#8217;re seeing is  really dehydration causing retraction of skin around hair and nails, creating  the illusion of growth.  Thank  anthropologist William Maples for clearing this one up.  Growth of nails and hair requires energy to  sustain those functions, and that just isn&#8217;t happening when you&#8217;re six feet  under.</p>
<p class="caption">Image by  scragz [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/dim-light-eyesight.jpg" alt="Dim Light and Eyesight" style="padding-right: 5px" align="left" /> Reading  in dim light ruins your eyesight</h2>
<p>If  you have a mother, you&#8217;ve probably had her scold you about pouring over books  in less than bright light.  She has a  point, as reading in dim light causes eye strain temporarily, but it does  nothing to hinder your permanent eyesight.   A related misconception is that myopia, or nearsightedness, is caused by  reading in dim light, but cases of myopia have increased since the days of  settlers reading by candlelight.  Get  yourself a LED halogen light and take care of your eyes in the hour you set  aside for your <em>New Yorker</em>.</p>
<p class="caption">Image by rocketjim54 [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/shaving-coarse-hair.jpg" alt="Does Shaving Cause Hair to Grow Thicker?" style="padding-right: 5px" align="left" /> Shaving hair makes it grow back coarser</h2>
<p>According to studies conducted since  1928, this notion should be swept down the drain with hairballs.  It is speculated that when shaved hair  regrows, the fine taper that shows up on unshaven hair is gone, giving it the  coarser appearance many mistake for thicker hair.</p>
<p class="caption">Image by &#8230; Tim [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/diabetes-sugar-candy.jpg" alt="Does Sugar Cause Diabetes?" style="padding-right: 5px" align="left" />Eating sugar causes diabetes</h2>
<p>There is no direct correlation between  sugar consumption and diabetes, says Chris Rosenbloom, chair of the nutrition  department at Georgia   State University.  However, eating sugar in excess can make you  fat, which will make you more susceptible to the disease.  Noshing occasionally on Coco Puffs won&#8217;t have  you reaching for the insulin any time soon, but don&#8217;t make it a habit if you  want to avoid the hospitals.</p>
<p class="caption">Image by  ☞ Russell [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/turkey-sleep.jpg" alt="Eating Turkey and Feeling Sleepy" style="padding-right: 5px" align="left" />Eating turkey makes you drowsy</h2>
<p>Most people know that turkey contains a  chemical called tryptophan, which is the culprit behind those drooping  eyelids.  However, there is just as much  tryptophan in pork and cheese as there is in turkey.  In fact, for tryptophan to really knock you  out, you&#8217;d have to consume it on an empty stomach with no protein present,  something that&#8217;s highly unlikely at great big feasts.  Your post-Thanksgiving nap cravings are more  likely a result of that third trip to the buffet table, causing an overextended  belly and reduced blood flow to the brain.   That 4th glass of Uncle Milt&#8217;s homemade wine probably isn&#8217;t  helping much either.</p>
<p class="caption">Image by foundphotoslj [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/acne-chocolate.jpg" alt="Acne and Chocolate" style="padding-right: 5px" align="left" />Chocolate causes acne</h2>
<p>&#8220;Acne is not caused by the foods you  eat,&#8221; according to dermatologist Dr. Kitha Griffin.  Of the 80% of teenagers who suffer from acne,  it&#8217;s their raging hormones that are to blame.   Someone should have told this to poor Carrie&#8217;s mother, and that town  could have saved itself a whole lot of trouble, not to mention pig&#8217;s blood.</p>
<p class="caption">Image by oskay [creative commons, 2.0]</p>
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<h2><img src="http://health-insurance-carriers.com/blog/wp-content/uploads/2008/03/cell-phone-hospitals.jpg" alt="Are Cell Phones in Hospitals Dangerous?" style="padding-right: 5px" align="left" />Mobile phones in hospitals are dangerous</h2>
<p>If you&#8217;ve spent any amount of time in a  hospital, you&#8217;ve noticed signs plastered every warning against the use of  cellular phones on the hospital grounds.   This is supposedly because the electromagnetic waves interfere with  medical devices, but a <em>Wall Street Journal </em>article shows no more than 100 cases  in which that interference occurred.  A  study conducted in 2007 showed no interference in 300 tests in 75 treatment  rooms.  On the contrary, cellular phones  in hospitals can prove to be a positive thing, allowing physicians easier and  quicker communication with staff.</p>
<p class="caption">Image by KB35 [creative commons, 2.0]</p>
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<p>They say that old habits die hard, and some of these beliefs  are hardwired into many people&#8217;s minds.   Passed down through generations, they have since been disproved, and are  a great example to keep questioning what you think you believe to be true.</p>
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