photo credit: DerrickT

The shocking truth is that nursing homes in America are not safe, and for-profit nursing homes are even less safe.  This comes from the latest report issued by the Department of Health and Human Services, Office of Inspector General.

In fact, 2007 saw a number of states report unprecedented rates of nursing home violations - Idaho, Alaska, Washington D.C. , and  Wyoming had a %100 violation rate. The most common violations included infected bed sores, inadequate treatment of urinary tract infections, deficient housekeeping, and improper nutrition. One in six nursing homes, posed “actual harm or immediate jeopardy” to residents.
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photo credit: pingnews.com

Few items on any political agenda today affect as many people as the subject of healthcare costs. Publicly-funded health insurance systems are being debated back and forth between all parties with both sides trying to retain their views about the best course of action for the nation. Many people aren’t content to simply sit back and wait for the healthcare system in this country to fix itself; they have taken it upon themselves to purchase health insurance through work or on the private market.

With health care costs rising at three times the rate of the average wages in this country (and over 105% since 1999), many people are already realizing that their future health care costs will be out of reach if matters are left unchecked. While health insurance plans won’t cover every eventuality, they will help to offset the rapidly-rising costs of health care services in this country. (more…)

It’s still kind of hard to believe that there are so many uninsured individuals in America. Over time, a lot of folks begin to wonder who is truly at fault. The health care system in the States isn’t as great as it should be or as we would like it to be. Access to affordable health care is decreasing each day and those who have pre-existing health conditions give up hope of ever finding a plan that will approve them or one that will give them affordable rates. There are people in other countries living with a universal health care system and it seems to be working rather well; in fact, dollar for dollar, some countries outperform the U.S. by 500% or more.

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All through the month of December, Sylvia tried to ignore her slowly-worsening cough and chest congestion. Although she worked more than forty hours a week at two part time jobs, she had no health insurance and couldn’t afford a doctor’s visit. Her cold would get better on its own, she reassured herself.

It didn’t. She was delirious by the time friends finally took her to the emergency room on New Year’s Eve. The doctors diagnosed pneumonia. Three weeks later, she died of adult respiratory distress syndrome. Would universal healthcare have saved her life? You decide.

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Health insurance is an extremely useful type of insurance for all individuals to possess. Although it is usually used in a legal manner, there are cases cropping up now and then which revolve around health insurance fraud. There are a few more readily perpetrated health insurance related crimes which courts are seeing around the country on a more frequent basis these days.

Overbilling by Medical Health Professionals

One type of health insurance scheme which plagues our nation is the practice of overbilling by medical health professionals. In this type of scenario, doctors would charge clients for medical treatment which they never received and collect the money from the insurance companies.

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With the rising costs of gasoline and other consumer market products these days, individuals are searching for ways to save money all around. One such instance where saving money is a key factor is in the case of health care costs. Health care products and services can cost quite a bit of money for many individuals, whether they need such care only occasionally or on a constant basis. The good news is that there are ways to save money on health care costs and keep some money in your pocket for other necessities.

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From cancer treatment to breast reduction, insurance companies offer a wide array of coverage for those needing medical treatment. One such procedure that insurers will not cover is a lobotomy. Dr. Walter Freeman was the doctor responsible for bringing the lobotomy procedure to the United States in the 1930’s. It was used to potentially remedy mental illness and other disorders of the brain however the lobotomy procedure did not see much success. There are a few reasons today why insurance companies refuse to cover this type of medical procedure.

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